Why Brokers Should Consider Excalibur as Their First Call
When brokers face deals that don’t quite fit the “A side,” the next step is often to explore alternative lenders. But with so many options, it can be difficult to know where to turn first. That’s where Excalibur stands out: a B-lender positioned in the “B+ space,” offering speed, service, and competitive pricing without the hidden premiums that often catch brokers and their clients off guard.
Best-in-Class Service and Speed
Excalibur emphasizes turnaround time as a true differentiator. Underwriters connect with brokers within four hours of submission, ensuring quick assessments—whether approval or decline. That speed allows brokers to pivot confidently without losing valuable time, a major advantage in today’s fast-moving market.
Competitive Rates Without Surprises
Unlike many lenders who layer on premiums for bruised credit, larger loans, or unique scenarios, Excalibur follows a “what you see is what you get” approach. Outside of rentals (which carry a modest half-percent add-on), rates remain consistent. This transparency means brokers can present options to their clients with confidence.
Strong Solutions for Business-for-Self Clients
Excalibur also excels in supporting business-for-self (BFS) borrowers. With flexible programs that consider cash flow and add-backs such as salaries, dividends, and taxes, the lender offers borrowing power that many self-employed clients need but struggle to access through traditional lenders.
Efficient Processes for Peace of Mind
Excalibur reviews documents upfront and doesn’t require pre-funding condition checks, giving brokers and clients peace of mind once a condition is signed off. In quick-close scenarios, they can even instruct a deal immediately after commitment, cutting out bottlenecks and reducing stress for everyone involved.
For brokers, working with Excalibur means gaining a reliable partner that values service, speed, and transparency. Whether it’s bruised credit, BFS clients, or simply the need for a fast turnaround, Excalibur provides solutions that help brokers close deals efficiently and confidently.
Level Up Mortgages is a mortgage broker team focused on helping the self employed, new immigrants, non-residents, and investors, access best rate and alternative lending in Canada. We have been nominated for best up and coming broker in Canada in 2021 and have been on CTV News and various publications because of our education-first approach to helping you always stay a step ahead of the process. Reach out to us for access to our first-time buyer course or a mortgage strategy session.
See What You Qualify For Or Contact Paul To Get Your Pre-Approval.
Paul Davidescu (www.levelupmortgages.com)
Level Up Mortgages
604-809-3188
paul(at)levelupmortgages.com
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