How to Finance a Business Purchase in Canada
“ Unlock Your Business Ownership Journey with Expert Financing and Guidance. “
75%: That's the percentage of all small businesses that fail. I want to help you avoid the pain of that failure. And when it comes to pain, I've had more than my fair share. I lost $50,000 in my first deal and lost $75,000 in another deal. I've gotten up-close and personal with failure, I know what it looks like and what it ate for breakfast. And now you can how to avoid it by learning from my mistakes. So what changed?
One thing: instead of starting businesses, I started buying them. And in this video I'll show you the pitfalls and pain-points to avoid. Should you have a partner? What does that agreement look like? And when do you EXIT?? What about buying franchises? You'll see what red flags to look for so you can avoid turning your new business into your next job. I go over the "who" not "how" when it comes to buying a business. Unless you're a pro, you need to find a "who" to help you, until you can figure out the "how." SBA loans? Might want to think twice, and I tell you why in this video.
“Your Partner in Business & Investment Property Financing”
Unlock Business Growth or Property Wealth in Canada, We help you structure, finance, and close complex acquisitions - from $2M+ business purchases to cash-flowing real estate deals.
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✅ Business Buyers | ✅ Investment Property Buyers | ✅ Work Permit Holders | ✅ Immigrants & PRs
⭐ Trusted by entrepreneurs across BC, Alberta, and Ontario
🗂️ Deal-Ready Documentation Support
“Are You Buying a Business or Investment Property?”
Tailored Advice for Serious Buyers - We specialize in clients who need more than a pre-approval.
Categories:
Business Buyers – Entrepreneurs purchasing trucking, landscaping, manufacturing, or logistics companies
Real Estate Investors – Buyers acquiring multifamily, mixed-use, or commercial assets
Work Permit / PR Path Buyers – Newcomers navigating the foreign buyer rules
High-Income Earners – Professionals buying cash-flow assets for tax & wealth planning
Joint Buyers & Spouses – Structuring ownership to minimize taxes and meet lending rules
“Strategic Financing Support, End-to-End”
From document prep to lender strategy — we help you every step of the way.
📂 Document Readiness
Ownership charts, net worth statements, financial projections — all lender-ready
💸 Financing Strategy: Structure down payments, VTBs, and amortization plans that banks say yes to
📈 Property/Business Analysis: DSCR, NOI, cash flow — we model your deal to show what's fundable
🏦 Lender Matching: We work with top banks and alt-lenders to get the right terms
🔍 Due Diligence: Appraisals, environmental reports, and more — we’ll guide your checklist
📝 Application Support: Packaging, submission, and negotiation — we handle the stress
“See How We Help Clients Close Big Deals”
Example 1:
📦 Tupper Trucking Acquisition – $7.5M purchase
$750K down, $4.5M bank loan, $2.25M vendor take-back
7-year amortization at 9% interest
Interim financials and org chart critical to approval
Example 2:
🏢 Jarvis Street Investment Property – $3.2M
60% LTV max due to low NOI
Required $1.4M+ down to meet 1.25 DSCR
We restructured ownership to qualify spouse under work permit exception
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